Apply Iva
All the Help and advice you need to apply IVA is here
With Apply Iva what do I need to do ?
Stop worrying about the threating letters and phone calls, all you need to do is fill in the form on the right hand side, and one of our experienced advisors will call you to discuss how Apply Iva can help you become debt free in 60 months and you will make a fresh start now and forever with Apply Iva.
It is a little known fact, that legislation was introduced in 1986 which allowed debtors to have the right to tell their unsecured creditors that they would derive no benefit from them demanding monies from them that was not available. It might sound strange, but your creditors will want to help you all they can so that they can at least receive a percentage of the debt owed, as opposed to receiving nothing at all.
With most debts it is usually the horrendous interest charges which prevent a sizeable amount of capital from being noticeably paid off your owed debts. We are able to assist you to legally make a private agreement with ALL of your creditors which would drastically reduce your debts and cancel the interest charges with immediate effect. This would allow easily affordable payments by you every month without having to struggle or receiving any demanding phone call's or letters from any companies anymore !
What is an IVA?
An IVA (Individual Voluntary Arrangement) is a process set up by the government within the 1986 insolvency act that allows for a person in debt to make a formal arrangement with their creditors without the need to go into full bankruptcy.
An IVA will enable an individual with debts in excess of £15,000 to make dramatically reduced, affordable monthly payments over a fixed term, usually 5 years.
Once an IVA has been set up and the agreed monthly payment structure is adhered to, there will not be any further worrying demands from creditors and all of the letters and phone calls will stop.
All interest and charges will be frozen during the course of the IVA, and whatever is remaining will be written off at the completion of the IVA.
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